SUBMITTED BY GLORIA HERNANDEZ This electronic mail transmission contains confidential information intended only for those person(s) named. Any use, distribution copying or disclosure by another person is strictly prohibited. This e-mail communication from the sender's firm are for informational purposes only. No such communication is intended by the sender to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means. Any such intention or agreement is hereby expressly disclaimed unless otherwise specifically indicated.